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How it works

Sky Payday Loan.com provides an online application so you can conveniently apply from your home or work computer without having to wait in line or fax over documents that might compromise your personal information. Once you submit your application, we refer to our network of trusted payday lenders in order to secure the best possible terms for your payday loan. Within hours of being approved, the money is deposited directly into your checking or savings account so you can access it directly without any hassle.


In order to be approved for a payday loan, you must only meet the following criteria:

• Be 18 years of age or older
• Be a US Citizen
• Have a valid checking or savings account with direct deposit
• Be currently employed or receive regular income
• Make at least $1,000 per month

Upon your next pay date, Sky Payday Loan.com will automatically deduct your loan amount and the small pre-determined fee from your next paycheck. It’s that simple.

If you think you will need an extension on repaying your payday loan, contact a customer service representative and they will gladly discuss your various repayment options with you.